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Many people love to spend part of their summer vacation at the beach, enjoying the ocean and sunshine. But there may be unseen dangers that are crucial for beachgoers to keep in mind: For example, the undertow is a current of water, often quite powerful, below the surface, that is moving away from shore when waves are approaching it. It can easily knock a smaller person off balance and could be dangerous for those who …

A will or trust contest can wreak havoc on families. The conflict can result in possibly irreparable resentment and loss of familial communication. Old rivalries and disputes can resurface during the trying time that occurs after the death of a loved one, especially a parent.  But careful estate planning can help you substantially reduce the risk, or even avoid this problem entirely. Let’s take a look at a few of the ways you can build …

Today, many people are using a revocable living trust instead of a will or joint ownership as the foundation of their estate plan. When properly prepared, a living trust avoids the public, costly and time-consuming court processes of conservatorship or guardianship (due to incapacity) or probate (after death). Still, many people make a big mistake that sends their accounts and property and loved ones right into the court system: They fail to fund their trust. …

By now, most people are aware of the importance of using seat belts when in a vehicle. We also have all heard the phrase ‘seat belts save lives.’ Fortunately, it appears that these messages are having an impact, as seat belt use nationwide is increasing. However, there is still a need to address seat belt safety. This is because many people still die or are injured in crashes every year due to not wearing a …

After receiving your driver’s license, how long was it before you got in your first car accident?  If you’re one of the fortunate, you never did.  But for most new drivers, those first 18 months are the most dangerous where they are 4 times more likely than adult drivers to be involved in a wreck. Fortunately, vehicles have become much safer over the years.  Whether you need a new car or you’re choosing a starter …