Resources

By now, most people are aware of the importance of using seat belts when in a vehicle. We also have all heard the phrase ‘seat belts save lives.’ Fortunately, it appears that these messages are having an impact, as seat belt use nationwide is increasing. However, there is still a need to address seat belt safety. This is because many people still die or are injured in crashes every year due to not wearing a …

After receiving your driver’s license, how long was it before you got in your first car accident?  If you’re one of the fortunate, you never did.  But for most new drivers, those first 18 months are the most dangerous where they are 4 times more likely than adult drivers to be involved in a wreck. Fortunately, vehicles have become much safer over the years.  Whether you need a new car or you’re choosing a starter …

All children are a blessing. From the day they are born, you begin making plans to ensure that your child or grandchild has a bright future. What will their interests be? What job will they have? Who will they marry? While these are common concerns for most families, for those with a special needs child or grandchild, taking steps to ensure they have a safe, happy, and healthy future is even more important due to …

Setting money aside for your children’s or grandchildren’s education is a great way to provide for their future. However, it is possible that not all of the money you have set aside will be used for college expenses. For example, your child may receive a large scholarship and will not need to use all the money you have saved, or your grandchild may choose a trade school that is less costly than you expected. Alternatively, …

What do you suppose the biggest determining factor is when calculating how long you will live?  Is it a healthy lifestyle?  Not smoking or drinking?  Family history? Actually, it’s none of those. The biggest determinant of how long you will live is how long you have already lived.  Statistically speaking if you make it through your formative years, that is your teens and twenties, you’re likely to live to a ripe old age.  That old …